Disability Insurance

Individual Disability insurance provides cash benefits when you are disabled by an accident or illness. The financial impact of a disabling illness or injury can be overwhelming, and it's important to remember that Workman's Compensation insurance only pays for accidental disabilities that occur on your job. Individual Disability insurance covers you 24 hours a day for both accidental and sickness claims. It is typically set up to provide tax-free benefits for a duration of two years or five years, or even up to age 65.

The more physical and hazardous your occupation, the more important it is that you purchase this type of protection. We have experience with these types of occupations and can help you create the coverage that's right for you.